chedo
Service charge

Collect service charge and levies without chasing anyone.

Chedo collects service charge and levies for estates, apartment blocks and gated streets in Nigeria. Residents pay in the app by transfer, card or USSD, and each payment is recorded against the right home. Big levies can be paid in parts. Bills and reminders go out on their own, the office sees who has paid and who owes, and the money goes straight to the estate's bank account.

Running now at CEJULI Estate in Jahi, Abuja, where 20 homes pay their service charge through Chedo.

How it works

  1. The estate office

    • Sets the estate's charges and levies
    • Sees who has paid and who owes
    • Records cash paid at the office
    • Downloads statements for meetings
  2. The resident

    • Gets bills and reminders on their phone
    • Pays in the app by transfer, card or USSD
    • Gets a receipt for every payment
    • Sees what they owe at any time
  3. The money

    • Goes through Paystack straight to the estate's own bank account
    • Is recorded against the right home, with no screenshots to check
    • Chedo takes no share of it

What it replaces

Without Chedo

  • Service charge tracked in a spreadsheet
  • Chasing levies on the estate WhatsApp group
  • Checking bank alerts against screenshots to find who paid
  • Residents unsure what they owe, or what it was for

With Chedo

  • Bills and reminders that go out by themselves
  • Every payment recorded against the right home
  • Who has paid and who owes, at a glance
  • A receipt for every naira, and a clear statement for every home

Open, and safe with money

  • Chedo never holds the estate's money: it goes straight to the estate's account through Paystack
  • The bank account is checked with Paystack, and changes to it need approval
  • Residents only see their own home
  • Every change in the estate office is recorded

What it costs

Included in Premium and Concierge, from ₦2,500 per home, per month. Pay yearly and get 2 months free. Every plan starts with a 14-day free trial, and there is no hardware to buy: a basic Android phone at the gate is enough.

Compare plans and work out your price

Common questions

Does Chedo hold the estate's money?

No. Payments go through Paystack straight to the estate's own bank account. Chedo never holds the money and takes no share of it.

How do residents pay?

In the Chedo app, by bank transfer, card or USSD through Paystack. Each payment is recorded against the right home, and the resident gets a receipt.

Can residents pay a big levy in parts?

Yes. The estate can let homes pay a big levy in monthly parts, and Chedo reminds homes that fall behind.

Can we still record cash paid at the office?

Yes. Cash paid at the office is recorded against the home like any other payment.

Who decides the charges?

The estate does. Chedo sends the bills and reminders.

Is the estate's bank account safe?

Yes. The account is checked with Paystack when it's added, and changes to it need approval.

Can owners and tenants both use it?

Yes. For each home, the office notes who pays the service charge: the owner or the tenant.

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